THE ASHOKATHAI

It is essential that everyone has access to basic medical care, and all Medicare programs are standardized to see this through. The department of health and human services ensure that at the age of 65 years one becomes a Medicare program beneficiary, people with all forms of disability also benefit from this program regardless of age. The CMS is in charge of implementing insurance reforms of the health insurance portability and accountability. This means that they are responsible for the medical trust fund and distributorship of the available finances. The CMS has too seen that all beneficiaries access the medical cover, and that is why they standardize the Medigap policy, which is a supplement plan to the original Medicare program.

The Medicare supplement plans are meant to fill the gaps that exist in the original Medicare. The Medicare is financed by payroll taxes, and that is why the compensation is given in terms of medical care, there is the group through that earns a fixed income and has either part A or part B Medicare plan. This group can hardly afford the Medicare supplement rates charged by Medicare supplemental insurance. This calls for a review in the Medicare department to consider giving more than just basic benefits. This is because the cost of healthcare can be substituted by the Medicare fund to make supplement plans affordable to all. The CMS should also consider substituting prescribed drugs for the beneficiary holding part A and part B, so they can buy drugs at a subsidized price.